No. Auto-load is the same as auto top up. Let's say you have $4,000 in credit card debt and transfer that balance to a . Wait a few minutes then check the app to see your balance. I know it's not possible to do it online. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. This may also be an anti money laundering thing. Choose a card from the list or search by location or card name. I was told there was nothing I could do for this one as it wasn't registered. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. endobj endobj Now you cannot access it on your original device. My old one is registered and everything with my account but there seems to be no way to import that one in. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. How long does it take to process a balance transfer from another company? If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Step 5: Apply for the New Card. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Licences. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. No, you cannot transfer a balance from one Synchrony Bank credit card to another. <>stream Do You Have to Be a Student to Get a Student Credit Card? What if my card is lost or stolen? Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. This 0% interest period can help you carry your debt for a limited time without paying interest. 183 0 obj But is it possible to go to a ticket booth and have the person there do it? Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. The unused money remains on the card, losing value as fares increase over the years. They could have at least have forms on their website to print and send. Tap the Add button . It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! We're working to improve our systems so we can allow other payment card types in the future. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> This is the case for all major credit card issuers. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. For example, set your myki Money to top up with $50 when your balance reaches $10. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. Check that NFC is enabled on your phone. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. endstream For more information, visit the V/Line website. My Myki was due to expire after three years. Then he said he could order a replacement one to be posted to me. endobj Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Because the whole thing is fucked. EDIT; The card that I want to transfer FROM was lost and it was de-activated. That's a lot of free money for Myki, which customers are unlikely to ever claim. Click on "Select Offer.". Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Enter the amount of debt you want . Go to Settings > Connected devices > NFC. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Standard message rates apply. the PVT website says: "What to do with your myki when you leave Melbourne. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Whats the difference between a hard credit inquiry and a soft credit inquiry? Apply for a traffic accident report; You need to apply for a balance transfer. For instance, your applications for new cards and balance transfers remain subject to approval. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. 2. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. On Friday Martin. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . 8:35pm Feb 8, 2020. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. 0000004886 00000 n Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000009156 00000 n If these are your only two cards, your credit utilization ratio is 33.33%. Your card provider holds the right to approve or deny your request for a balance transfer. Unregistered vehicle permit. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. PTV does not have any access to any information within the Google Wallet app. Easy, and only required every three years!! But your balance can be transfer to another card at some of the PTV stations. Credit cards may set a minimum balance transfer fee of $5 or $10. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. When a Myki card is lost or . replacement card and to organise a balance transfer from your old myki to your new one. I searched everywhere. For a bus anyway. If you're still travelling after 2 hours, you'll be charged a daily fare. Mobile myki is different to an existing myki card. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. 187 0 obj For more information, please see our What is the best credit card for excellent credit? For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. We're looking to expand the number of card types available, so more passengers can use Mobile myki. There are three ways to replace lost or stolen myki cards: 1. You can also request up to two years of travel and transaction history by calling1800 800 007. You probably want to transfer a balance to save money not spend more. I was told that when I made a new card I would be able to transfer the money across. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. So I had a mobile MyKi with around $6.xx balance on it. Hold the phone still when touching on and off. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. You will need to provide identification to show that you are the registered myki card holder. endstream Posting by mobile so you can find it yourself ;-). But what if the amount is comparable to or less than the postage? For more information, visit the V/Line website. Then I begrudgingly bought a new Myki card. You can use the ticket number to register your myki or if you require a refund. Auto-load is the same as auto top up. They contacted me, I did it online and they posted me a new card. endobj 0000001076 00000 n Cookie Notice The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. I was pretty shitty at this point so I called up again, was told that I could fill out the form and give it to the station customer service desk and they could sent it in (saves me a trip to the post office to get an envelope). Learner permit or driver test. Once you do, carrying out a balance transfer becomes rather straightforward. The process begins when you submit a balance transfer application. If NFC is shown and you can turn it on or off, you have NFC. This lets you contact us to request a refund of any balance on the Mobile myki. I have had a myki card virtually since the start date. When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. How does credit and credit cards work for students? But is it possible to go to a ticket booth. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. The short version. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Public transportation passes transfer on Google Pay android phones. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. hbbf`b``30 ap Contact us to request the transfer. How to Show Credit Worthiness without Credit? Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Your balance is protected from the time you tell us your myki is lost or stolen. A Mobile myki expires after two years. Please note, balance transfer is not instantaneous. Find out how much to top up at Fares. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Well block your myki and arrange a replacement myki. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Done it twice now. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. 215 0 obj New comments cannot be posted and votes cannot be cast. Tap Continue. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. This answer was first published on 03/01/23. What kind of retarded system is this? Myki card Myki card child pages. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Then I begrudgingly bought a new Myki card. 0000005511 00000 n What is the Best No Annual Fee Credit Card? If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. According to the Fares and Ticketing Manual (ptv.vic.gov.au) If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Photo: 10255185_880/Getty Images. 1. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Pay down this card's balance quickly to improve your credit. 181 0 obj Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Start the process by listing out your current credit cards, writing down each . I have a card with $19.90 on it. You can register up to eight active mykis on an individual account. This is why I don't keep much money on transport cards. <> I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. How balance transfers work Only Mobile myki has the ability to charge you a fare via a myki device. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? 0000001606 00000 n I understand your frustration, especially when it's something that can be done quickly. What are Your Rights as a Credit Card Holder? It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. You may want to hire a professional before making any decision. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. I'm glad I don't need to catch public transport anymore. Please note you cannot replace a lost or stolen myki at a premium station. One may also ask,do pensioners get free train travel in . <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. So I had a mobile MyKi with around $6.xx balance on it. You can replace some types of tickets if they are lost or stolen. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). The only way is to download a form, fill it out, post it in, and wait weeks. John Miller, Credit Cards Moderator. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Save. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Legit all the way, touched on and everything. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. This will let you manage your myki as you would a physical myki card. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. -- Lee Huffman, credit card expert at BaldThoughts.com. To replace your myki online, you must be requesting the same fare concession type as your original myki. A non-centralised database/processing unit. What are the best credit cards for bad credit with no deposit and instant use? About a week back, I went from Frankston to St. Albans, changing at Flinders. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Card issuers often have balance transfer offers, sometimes with rates as low as 0%. and our If you're using an international payment card you won't be able to top up via the PTV website. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Only time I had to was when my original myki was expiring. Image what could have been done with a billion fucking dollars. A balance transfer does not happen automatically. What credit cards don't require a deposit? endobj If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Under Other, select Transfer. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. 0000003206 00000 n <> Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. To check if you're eligible to travel on a concession myki, see Concessions and free travel. If you have Mobile myki you can set Auto Load via the Google Pay app. 182 0 obj 0000012144 00000 n Yes. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. If you're still travelling after 2 hours, you'll be charged a daily fare. You can manage your Adelaide metroCARD online by setting up an account. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Now, on the form it says I need the card to be re-imbursed. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Please note, balance transfer is not instantaneous. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! How To Transfer A Credit Card Balance To Another Card. xref Any money on your card will be protected. Depending on your card provider, you may initiate the process online or over the phone. For more information, visit the V/Line website. You can only have your Mobile myki active on one device at a time. Pay down your credit card debt. Which I obviously don't have because it is lost. No, you cannot transfer a balance from one Synchrony Bank credit card to another. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. The call centre staff member told me "we're not a financial institution so it's not that simple". I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. <> Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Most issuers of balance transfer cards let you initiate the balance transfer process online. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Here are some tips to save on fees and interest on a balance transfer. Your current balance will be transferred to the new myki, which you can use immediately. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Is it a Myki issue? I called, they told me it couldn't be done and that I would need to fill out a form. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Can I use Mobile myki on my Android phone? Myki (/ m a. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. What's Auto-load? Whats the Difference between Business Line of Credit vs. Business Credit Card? If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Tap Travel Card. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Balance transfer fees may apply. I never bothered to do it. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. On your new phone, download Google Wallet and set it up with your same account details. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. A refund for an international payment card cannot be processed by the PTV call centre. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. 0000118744 00000 n Wtf? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. This helps you to avoid late fees and penalty APRs on your existing accounts. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Transfer registration. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Any other travel benefit such as free weekend travel isn't available at this time. The phone is awake whenever the screen is turned on, even it's locked. Once your phone has rebooted, go to Mobile myki within Google Wallet. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. You would think they could have done it over the phone. endobj How do I know if my balance transfer was approved? To keep travelling with auto top up or Auto-load, youll need to set it up again. Do I ever lose the money . This resets the fare expiry and gives you more time to complete your journey. What a frikkin waste of money! Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. You can register either when you buy your myki, or at a later date. New comments cannot be posted and votes cannot be cast. 3. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. This will allow you to deactivate your Mobile myki. endobj My old one is registered and everything with my account but there seems to be no way to import that one in. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. 0000118590 00000 n Simply allow 24 hours for travel and transactions to appear. You would break even only after a year. You only need to wake up your phone to touch on and off. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. The costs of a balance transfer. Im sure Myki could add this capability to their website if they cared to. How to Add Authorized Users & Employee Cards on a Business Credit Card? ehemann von der leyen biontech,
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